Dividend Income & FIRE Calculators
Free, transparent calculators for dividend investors: estimate income, work backwards from an income goal, project reinvestment, compare growth-first and income-first strategies, and find your Coast FIRE number. Every calculator shows its formula and a worked example, and everything you type stays in your browser.
SCHD Dividend Calculator
Annual, quarterly and average monthly income from an SCHD holding, after withholding tax.
Open calculatorDividend Income Goal Calculator
How much capital you need to receive a target monthly dividend income, and the monthly saving to get there.
Open calculatorDRIP Calculator
Year-by-year projection of reinvested dividends with contributions, dividend growth and price growth.
Open calculatorVOO vs SCHD Calculator
Grow first or take income now? Compare strategies under your own return assumptions.
Open calculatorCoast FIRE Calculator
The amount you need invested today for compound growth alone to reach your retirement number.
Open calculatorGuides
Plain-English explainers: how SCHD dividends work, what DRIP is, and how dividend withholding tax affects non-US investors.
Read the guidesHow this site is different
Most calculator sites hide their maths. We publish the formula on every page, show a worked example you can check with a pocket calculator, state what the model leaves out, and date every page. The defaults are clearly labelled examples, not live market data dressed up as fact. Our methodology and editorial policy explains how pages are written, checked and updated.
Who these calculators are for
Long-term investors building dividend income gradually — including non-US investors whose dividends are reduced by withholding tax before they arrive, a detail many US-focused calculators ignore. If that is you, the withholding-tax field on each calculator is the feature to look for, and the withholding tax guide explains the background.